Terms of Use

These Terms of Use govern your access to and use of beneple.com (the "Website"), operated by FAEU Insurance Brokers LLC ("Beneple", "we", "us"), a corporate insurance broker regulated by the Central Bank of the UAE under Licence #92. By using the Website you agree to these Terms.

About us and our regulatory status

Beneple arranges and administers corporate insurance on behalf of clients. We are an insurance intermediary: policies are underwritten by the insurers we place business with, not by Beneple. Our regulated activities are conducted under Central Bank of the UAE Licence #92.

Information, not advice

Content on the Website is general information about our services and the corporate insurance market. It is not insurance, financial, legal or tax advice, and it does not take account of your specific circumstances. You should obtain tailored advice from a licensed adviser before making any insurance decision.

Acceptable use

• Use the Website lawfully and only for legitimate business enquiries.
• Do not attempt to gain unauthorised access to, disrupt, or misuse the Website or its systems.
• Do not submit false, misleading or unlawful information through our forms.

Intellectual property

The Website, its content, brand, logos and design are owned by or licensed to Beneple and are protected by intellectual-property laws. You may not copy, reproduce or exploit them without our written permission.

Third-party links

The Website may link to third-party sites (for example insurer portals or regulator pages). We are not responsible for the content, availability or practices of those sites.

Limitation of liability

To the fullest extent permitted by law, Beneple is not liable for any loss arising from your reliance on Website content or from your use of, or inability to use, the Website. Nothing in these Terms limits any liability that cannot be excluded under applicable law.

Privacy and cookies

Our handling of personal data is described in our Privacy Policy, and our use of cookies in our Cookie Policy.

Governing law

These Terms are governed by the laws of the United Arab Emirates and the applicable laws of the Emirate of Dubai, and are subject to the exclusive jurisdiction of the relevant UAE courts.

Changes and contact

We may update these Terms from time to time; the current version always applies. Questions about these Terms can be sent to info@beneple.com or +971 4 567 4500.