We understand how much you value your bicycle. Whether you are on the road or waiting to hit the riding trail, we know you need peace of mind.
We insure your bicycle against Theft, Loss, Damage and Accidents, as well as Amateur Racing. Rest assured that you can now ride without anything holding you back.
If your bike is damaged, stolen or in an accident, considering the value we place on them, how much would it cost you to get back in the saddle?
For a small premium, secure your investment and lifestyle against any unfortunate incidents.
Key Features of the cover:
Any accidental damage by external means or by fire, burglary, theft and also damage to third party property. Accidental damage is even covered whilst on a bike rack in transit.
Replacement – New for Old
In the event of total destruction or theft of the whole insured bicycle, the company will pay the insured value or replacement value for your bike.
Amateur Racing Cover
The insurer will pay out up to 25% of the sum insured in amateur competitions
The bike is covered anywhere as long as the bike has a security device of Secure Gold/Silver category level of lock or standard equivalent
What is the scope of cover in the policy?
Do I need to send any other documents with the completed proposal form?
If I have upgraded parts of my bike how are these valued?
Who will be insured on the bicycle/policy?
What exactly does the policy cover?
disability) and public liability.
Are there any particular conditions on the policy that I should be aware of?
No racing cover. Theft of whole bicycle is covered; theft of spares and accessories only are not covered under this
insurance. Participating in Amateur Competition at 25% additional premium.
If the bike is transported within the UAE and is damaged / lost is it covered?
Is there an agreement in place with a specific bike shop?
Is there an excess on the policy?
What constitutes an amateur competition?
How long do I have after an incident to make a claim on the policy?
What claim documents will I have to provide to the insurance company?
insurance, police crime reference/report, proof of purchase and any other requested documentation. Original documents will be required. In the event of death – certificate of insurance, proof of purchase, death certificate, post mortem report, police report, medical report, copy of passport with valid visa page/national identity card and any other documents as may be required to substantiate the claim. Original documents will be required. In the event of personal total disability claims – certificate of insurance, proof of purchase, disability certificate, police report, medical report, copy of passport with a valid visa page/national identity card and any other documents as may be required to
substantiate the claim. Original documents will be required.
In the event of public liability claims – certificate of insurance, proof of purchase, police report,
legal notice and any other documents as may be required to substantiate the
claim. Original documents will be required.
Are there any general exclusions on the policy that I should be aware of?
Thefts from premises open to the public if not in use and not secured to an immovable object. Depreciation,
deterioration, mechanical or electrical breakdown, manufacturing defects, wear and tear, scratching, scuffing or denting, damage or loss caused by moth, vermin, domestic pets, rot, mildew or any gradually operating process. Loss or damage to the bicycle while it is being used for racing or competitions however racing cover limited to 25% of the sum insured for amateur competitions. The above list is not exhaustive, please refer to the policy wording for all general exclusions on the policy.
How will I determine the value of my bicycle?
How are accessories defined in the policy?
What information do I need to provide to obtain a quotation?
If I don't have the receipts then how would the bike be valued, would this be from a local bike shop and if so which one?
When will I receive the quotation?
and Spouse only) for racing a 25% loading on the premium will be charged. Beneple’s team will discuss the premium and take the credit card details when they meet/call you to discuss the policy.
How long will the policy be in force?
What values of bicycles can be covered on the policy?
Who would valuate an actual claims value? Are you using a specialist or a local bike shop?
How is my bike valued if it isn't new? Does the value depreciate?
If the bike is stolen or damaged when stolen is this covered?
What is the geographical area of cover of this policy?
How long to I have after an incident to submit the claim documents requested by the insurance company?
Are there any exclusions on the policy that I should be aware of?
to 25% of the sum insured for amateur competitions. The policy does not cover replacement of bicycle accessories only.
Influence of alcohol or drugs other than proper use of drugs prescribed by a legally qualified medical
Any act of deliberate self-inflicted injury or suicide, or deliberate exposure to danger. Any loss as a result of
pregnancy, child birth, physical defect, infirmity, insanity or medical condition, unless the company has been told about it and accepted it in writing.
Any loss not arising directly from the insured person pushing or riding the insured bicycle. The above list is not exhaustive, please refer to the policy wording for all exclusions on the policy.
Does this policy cover professional racing?
Can my bicycle accessories be covered on the policy?
inclusion. However, theft of accessories only will not be covered unless the whole bicycle is stolen.
Phone & Whatsapp: 050 467 8733